Factoraje
El factoraje puede ser una valiosa herramienta financiera que ayuda a las empresas con el manejo de su flujo
de efectivo.
El factoraje consiste la venta de las facturas no pagadas a una tercera compañía, conocida como un factor, a
una tasa de descuento. Esta permite a las empresas acceder a una porción significativa de sus cuentas por
cobrar en forma inmediata, en vez de esperar a que sus clientes paguen.
Al convertir las facturas no pagadas en efectivo inmediato, los negocios pueden cumplir con sus obligaciones
financieras inmediatas, tales como pago a proveedores, nómina, o invertir en oportunidades de crecimiento.
Más que nada, el factoraje elimina la necesidad de esperar a que los clientes cubran sus facturas, reduciendo
el riesgo de pagos tardíos o no pagos.
Adicionalmente, las empresas de factoraje con frecuencia asumen la responsabilidad de recabar los pagos de
los clientes, ahorrando a las empresas tiempo y recursos. Esta opción financiera flexible puede ser
especialmente beneficiosa para los negocios pequeños o aquellos con flujo de efectivo inconsistente,
brindándoles la liquidez que necesitan para prosperar y alcanzar el éxito.
FAQs
Your Queries Answered: Navigating Financial Success with ESGOKapital
I have bad credit and even a previous bankruptcy. Can you get me funding?
This is one of our most frequently asked questions and the answer is YES! If you have poor personal credit, or even have filed previously for bankruptcy, we can still provide you with working capital. The qualifications are 1) you have been in business for at least 3 months and 2) your business generates sales in excess of $4,000 per month. In over 90% of cases, if you meet these two requirements, we can provide you with funding!
What can I use the funding for?
It is your money for your business, so you can use it however you see fit. Many of our clients use funding to cover payroll, renovate, manage inventory, expand, purchase equipment, and a variety of miscellaneous business expenses. You are the expert in maintaining and growing your company, and we are the experts in getting you the money you need to do so. It’s a win-win situation
What is the minimum requirements for funding?
Minimum of three months in business.
Minimum of $5,000 in monthly revenues.
Your business is based in the United States.
How do I get started with ESGOKapital?
Visit our website and sign up for a free consultation to learn how we can serve you.
Are you the one funding me?
No, we are the middle man in between you and success!
What is your application process?
The application process is straightforward and should take approximately five minutes. You can submit an application through our website to guide you through the process. Once we receive your full application and supporting documents, you will receive an offer within 24 hours.